*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}:root{--navy:#0f2557;--navy-mid:#1a3a8a;--navy-light:#e8eef8;--gold:#b45309;--gold-bright:#c96a0a;--gold-tint:#fef3c7;--title:#0a1628;--body:#161616;--muted:#5a5a6a;--border:#e5e7eb;--bg:#f9fafb;--serif:"Familjen Grotesk", system-ui, sans-serif;--sans:"Plus Jakarta Sans", system-ui, -apple-system, sans-serif;--text-xs:.72rem;--text-sm:.85rem;--text-base:1rem;--text-md:1.0625rem;--text-lg:1.2rem;--text-xl:1.4rem;--text-2xl:1.75rem;--text-3xl:clamp(1.75rem, 1.4rem + 1.75vw, 2.5rem);--text-4xl:clamp(2.2rem, 1.8rem + 2vw, 3.2rem);--s1:.5rem;--s2:1rem;--s3:1.5rem;--s4:2rem;--s5:3rem;--s6:4rem;--s7:6rem;--r-sm:4px;--r-card:10px;--r-lg:14px;--r-pill:999px;--shadow-sm:0 1px 3px #0000000f, 0 1px 2px #0000000a;--shadow-md:0 4px 16px #00000014, 0 1px 4px #0000000a;--shadow-lg:0 12px 32px #0000001a, 0 2px 8px #0000000d;--ease:cubic-bezier(.16,1,.3,1);--focus-ring:0 0 0 3px #0f255773}.skip-link{z-index:9999;background:var(--navy);color:#fff;font-size:var(--text-sm);border-radius:0 0 var(--r-card) var(--r-card);padding:.6rem 1.25rem;font-weight:700;text-decoration:none;transition:top .15s;position:absolute;top:-100%;left:1rem}.skip-link:focus{top:0}:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:3px}.nav :focus-visible,.footer :focus-visible,.pg-header :focus-visible{outline-color:#e8c97d}body{font-family:var(--sans);font-size:var(--text-base);color:var(--body);-webkit-font-smoothing:antialiased;background:#fff;padding-top:80px;line-height:1.65;overflow-x:hidden}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}h1,h2,h3,h4{font-family:var(--serif);color:var(--title);line-height:1.18}.wrap{max-width:1240px;margin:0 auto;padding:0 clamp(1.25rem,4vw,2.5rem)}.section{padding:var(--s6) 0}.section__label{font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:var(--s1);font-weight:700;display:inline-block}.section__title{font-size:var(--text-3xl);color:var(--title);margin-bottom:var(--s2)}.section__sub{font-size:var(--text-md);color:var(--muted);max-width:520px;line-height:1.65}.eyebrow{font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:700}.btn{font-family:var(--sans);border-radius:var(--r-sm);cursor:pointer;font-weight:600;font-size:var(--text-sm);letter-spacing:.01em;border:none;align-items:center;gap:8px;padding:.7rem 1.5rem;text-decoration:none;transition:background .15s,box-shadow .15s,transform .15s,border-color .15s,color .15s;display:inline-flex}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--navy);color:#fff;box-shadow:0 2px 8px #0f255738}.btn-primary:hover{background:#162e6a;box-shadow:0 4px 14px #0f25574d}.btn-outline{color:var(--navy);border:1.5px solid var(--navy);background:0 0}.btn-outline:hover{background:var(--navy);color:#fff}.breadcrumb{font-size:var(--text-sm);color:var(--muted);padding:var(--s2) 0;flex-wrap:wrap;align-items:center;gap:6px;display:flex}.breadcrumb a{color:var(--muted);transition:color .15s}.breadcrumb a:hover{color:var(--navy)}.breadcrumb-sep{opacity:.35}.prose{color:#1a1a2e;letter-spacing:.005em;max-width:72ch;font-family:Wix Madefor Text,system-ui,sans-serif;font-size:1rem;line-height:1.8}.prose h2{color:#0f2557;letter-spacing:-.02em;border-bottom:2px solid #dbe4f5;margin:3rem 0 .875rem;padding-bottom:.625rem;font-family:Familjen Grotesk,system-ui,sans-serif;font-size:1.5rem;font-weight:700;line-height:1.35}.prose h3{color:#1e40af;letter-spacing:-.015em;margin:2.5rem 0 .75rem;font-family:Familjen Grotesk,system-ui,sans-serif;font-size:1.25rem;font-weight:700;line-height:1.4}.prose h4{color:#0f172a;margin:2rem 0 .625rem;font-family:Familjen Grotesk,system-ui,sans-serif;font-size:1rem;font-weight:700;line-height:1.5}.prose h5{color:#c96a0a;text-transform:uppercase;letter-spacing:.08em;margin:1.75rem 0 .5rem;font-family:Plus Jakarta Sans,system-ui,sans-serif;font-size:.8125rem;font-weight:700;line-height:1.5}.prose p{margin-bottom:1.4rem}.prose p:last-child{margin-bottom:0}.prose ul{margin:0 0 1.4rem;padding-left:0;list-style:none}.prose ul li{margin-bottom:.55rem;padding-left:1.4rem;line-height:1.75;position:relative}.prose ul li:before{content:"";background:var(--gold-bright);border-radius:50%;flex-shrink:0;width:6px;height:6px;position:absolute;top:.65em;left:0}.prose ol{margin:0 0 1.4rem;padding-left:1.6rem;list-style:decimal}.prose ol li{margin-bottom:.55rem;padding-left:.25rem;line-height:1.75}.prose ol li::marker{color:var(--gold-bright);font-weight:600}.prose li>p{margin-bottom:.5rem}.prose a{color:#1d4ed8;text-underline-offset:3px;font-weight:600;text-decoration:underline;transition:color .15s}.prose a:hover{color:#1e40af}.prose strong{color:#0f172a;font-weight:700}.prose em{color:#334155;font-style:italic}.prose blockquote{border-left:3px solid var(--gold-bright);color:#334155;background:#fefce8;border-radius:0 8px 8px 0;margin:2rem 0;padding:1rem 1.5rem;font-style:italic}.prose blockquote p{margin-bottom:0}.prose img{border-radius:10px;max-width:100%;height:auto;margin:2rem auto;display:block;box-shadow:0 4px 24px #0000001a}.prose table{border-collapse:collapse;width:100%;box-shadow:0 0 0 1px var(--border);border-radius:10px;margin:2rem 0;font-size:.9rem;display:block;overflow:auto hidden}.prose thead tr{background:#0f172a}.prose th{color:#f1f5f9;text-align:left;font-weight:600;font-family:var(--sans);letter-spacing:.07em;text-transform:uppercase;white-space:nowrap;padding:11px 16px;font-size:.775rem}.prose td{border-bottom:1px solid var(--border);vertical-align:top;color:#334155;padding:10px 16px}.prose tr:last-child td{border-bottom:none}.prose tbody tr:hover td{background:#f8fafc}.prose code{color:#1e40af;background:#f1f5f9;border:1px solid #e2e8f0;border-radius:5px;padding:.15em .45em;font-family:monospace;font-size:.875em}.prose hr{border:none;border-top:1px solid var(--border);margin:2.5rem 0}.pg-header{background:linear-gradient(160deg,#060e1c 0%,#0a1628 40%,#0f2557 100%);padding:clamp(3rem,6vw,5rem) 0 clamp(3.5rem,6vw,5rem);position:relative;overflow:hidden}.pg-header:after{content:"";pointer-events:none;background:radial-gradient(at 70%,#e8c97d0f 0%,#0000 65%);position:absolute;inset:0}.pg-header>.wrap{z-index:1;position:relative}.pg-header .breadcrumb{padding:0 0 1.5rem}.pg-header .breadcrumb,.pg-header .breadcrumb a{color:#fff9}.pg-header .breadcrumb a:hover{color:#ffffffd9}.pg-header .breadcrumb-sep{color:#fff3;opacity:1}.pg-header .eyebrow{color:#e8c97d;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.875rem;font-size:.72rem;font-weight:700}.article-title{font-family:var(--serif);color:#f5f0ea;letter-spacing:-.025em;max-width:780px;margin:0 0 1.25rem;font-size:clamp(1.875rem,3vw + .5rem,3rem);font-weight:600;line-height:1.22}.article-meta{color:#ffffff8c;flex-wrap:wrap;align-items:center;gap:.5rem;font-size:.9rem;display:flex}.pg-body{background:#fff;margin-top:-2px;padding:clamp(2.5rem,5vw,4.5rem) 0 clamp(4rem,8vw,7rem);position:relative}.pg-body:before{content:"";z-index:2;pointer-events:none;background:linear-gradient(#0000,#fff);height:40px;position:absolute;top:-40px;left:0;right:0}.pg-body>.wrap{z-index:3;position:relative}.art-layout{grid-template-columns:minmax(0,760px) 240px;align-items:start;column-gap:4rem;max-width:1060px;margin:0 auto;display:grid}.art-main{min-width:0}.art-sidebar{flex-direction:column;gap:1rem;display:flex;position:sticky;top:96px}.disclaimer-bar{background:#f5f5f5;border-bottom:1px solid #e5e5e5;padding:8px 0}.disclaimer-bar__inner{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.disclaimer-bar__badge{flex-shrink:0;align-items:center;gap:6px;display:flex}.disclaimer-bar__label{letter-spacing:.08em;text-transform:uppercase;color:#444;white-space:nowrap;font-size:.68rem;font-weight:700}.disclaimer-bar__text{color:#666;font-size:.7rem;line-height:1.5}.nav{z-index:100;pointer-events:none;padding:14px clamp(1rem,3vw,2rem);transition:transform .35s cubic-bezier(.16,1,.3,1);position:fixed;top:0;left:0;right:0}.nav__inner{justify-content:space-between;align-items:center;gap:var(--s3);border-radius:var(--r-pill);pointer-events:all;background:#0f1923;max-width:1200px;height:52px;margin:0 auto;padding:0 8px 0 22px;transition:border-radius .2s;display:flex}.nav__inner.menu-open{border-radius:var(--r-pill) var(--r-pill) 0 0}.nav__logo{flex-shrink:0;align-items:center;line-height:1;text-decoration:none;display:flex}.nav__logo-text{letter-spacing:.01em;color:#fff;font-family:Familjen Grotesk,system-ui,sans-serif;font-size:1.05rem;font-weight:700;line-height:1}.nav__logo-text span{color:#e8c97d}.nav__links{align-items:center;gap:0;list-style:none;display:flex}.nav__links a{color:#ffffffbf;border-radius:var(--r-pill);letter-spacing:.01em;padding:6px 14px;font-size:.82rem;font-weight:500;transition:color .15s,background .15s}.nav__links a:hover,.nav__links a.nav-active{color:#fff;background:#ffffff1f}.nav__links a.nav-active{font-weight:700}.nav__hamburger{cursor:pointer;background:0 0;border:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;padding:10px 8px;display:none}.nav__hamburger span{transform-origin:50%;background:#fff;border-radius:2px;width:20px;height:2px;transition:transform .25s,opacity .2s;display:block}.nav__hamburger.open span:first-child{transform:translateY(7px)rotate(45deg)}.nav__hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}.nav__hamburger.open span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.nav__mobile{pointer-events:all;z-index:10;background:#0f1923;border-top:1px solid #ffffff14;border-radius:0 0 20px 20px;flex-direction:column;gap:2px;max-height:calc(100vh - 80px);padding:.5rem .75rem .85rem;display:none;position:absolute;top:100%;left:0;right:0;overflow-y:auto}.nav__mobile.open{display:flex}.nav__mobile a{color:#fffc;border-radius:10px;align-items:center;min-height:44px;padding:11px 14px;font-size:.92rem;font-weight:500;transition:background .15s,color .15s;display:flex}.nav__mobile a:hover,.nav__mobile a[aria-current=page]{color:#fff;background:#ffffff1f}.footer{margin-top:var(--s7);background:#0a1222}.footer__main{padding:var(--s6) 0 var(--s5);grid-template-columns:2fr 1fr 1fr 1fr;gap:clamp(2rem,4vw,4rem);display:grid}.footer__brand-name{color:#fff;margin-bottom:var(--s2);font-family:Familjen Grotesk,system-ui,sans-serif;font-size:1.1rem;font-weight:700}.footer__brand-name span{color:#e8c97d}.footer__tagline{font-size:var(--text-sm);color:#ffffffa6;max-width:260px;margin-bottom:var(--s3);line-height:1.65}.footer__disclaimer{color:#ffffff8c;background:#ffffff0d;border-left:2px solid #e8c97d;max-width:280px;padding:.75rem 1rem;font-size:.7rem;line-height:1.6}.footer__col-title{letter-spacing:.14em;text-transform:uppercase;color:#e8c97d;margin-bottom:var(--s2);font-size:.68rem;font-weight:700}.footer__links{flex-direction:column;gap:10px;list-style:none;display:flex}.footer__links a{font-size:var(--text-sm);color:#ffffffb3;transition:color .15s}.footer__links a:hover{color:#fff}.footer__bottom{padding:var(--s3) 0;justify-content:space-between;align-items:center;gap:var(--s2);border-top:1px solid #ffffff1f;flex-wrap:wrap;display:flex}.footer__copy{color:#ffffff80;font-size:.72rem}.footer__legal{gap:var(--s2);display:flex}.footer__legal a{color:#ffffff8c;font-size:.72rem;transition:color .15s}.footer__legal a:hover{color:#fff}.card-grid{gap:var(--s3);grid-template-columns:repeat(auto-fill,minmax(min(280px,100%),1fr));display:grid}.topic-card-rich{border:1px solid var(--border);border-radius:var(--r-card);color:inherit;background:#fff;flex-direction:column;padding:1.5rem;text-decoration:none;transition:border-color .15s,box-shadow .15s;display:flex}.topic-card-rich:hover{box-shadow:var(--shadow-md);border-color:#bbb}.topic-card-rich__title{font-family:var(--sans);color:var(--title);margin-bottom:.75rem;font-size:1rem;font-weight:700;line-height:1.4}.topic-card-rich__desc{font-size:var(--text-sm);color:var(--muted);flex:1;margin-bottom:1.25rem;line-height:1.65}.topic-card-rich__cta{font-size:var(--text-sm);color:var(--navy);font-weight:600}.topic-card-rich:hover .topic-card-rich__cta{color:var(--gold)}.entry-card{border:1px solid var(--border);border-radius:var(--r-card);font-size:var(--text-sm);color:var(--title);background:#fff;justify-content:space-between;align-items:center;gap:8px;padding:.75rem 1rem;font-weight:500;text-decoration:none;transition:border-color .15s,box-shadow .15s,color .15s;display:flex}.entry-card:hover{border-color:var(--navy);box-shadow:var(--shadow-sm);color:var(--navy)}.entry-card-arrow{color:var(--muted);font-size:.85rem;transition:transform .15s,color .15s}.entry-card:hover .entry-card-arrow{color:var(--navy);transform:translate(3px)}@media (width<=1000px){.art-layout{grid-template-columns:1fr}.art-sidebar{display:none}}@media (width<=768px){.nav__links{display:none}.nav__hamburger{display:flex}.footer__main{gap:var(--s4);grid-template-columns:1fr 1fr}}@media (width<=640px){.pg-header{padding:2.25rem 0 2rem}.article-title{font-size:clamp(1.5rem,5vw,1.875rem)}}@media (width<=520px){.footer__main{grid-template-columns:1fr}}.art-layout>*,.footer__main>*,.card-grid>*{min-width:0}@media print{.nav,.disclaimer-bar,.footer,.art-sidebar,.prose-disclaimer-box{display:none!important}body{color:#000;background:#fff;padding-top:0}.pg-header{color:#000;background:0 0;padding:1rem 0}.article-title,.pg-header .breadcrumb,.pg-header .breadcrumb a{color:#000}.pg-body:before{display:none}.art-layout{grid-template-columns:1fr}.prose a{color:#000;text-decoration:underline}.prose a[href]:after{content:" (" attr(href) ")";color:#555;font-size:.8em}}